So, as I move on from the Midwest and I head out to Stanford GSB… I am now moving to California. The Guy and I shopped for houses in the greater Palo Alto area a week ago… and we found a great 2BR house, with a big yard and patio and two parking spaces that actually fits our budget! But despite the cheery news, the reality is my cost of living will be going up SIGNIFICANTLY. I currently pay $1000 a month in “rent” to the Guy (helps go toward his mortgage). That includes all utilities/parking etc. The rent for our new house will be $2650, which does not include utilities etc., which we can estimate at $150/mo. The Guy has advertised that he wants to / is able to pay more than me for our housing expenses. Let’s assume that means he will pay for all of the utilities. That brings me to $1325 in rent = a 33% increase in housing costs while I eliminate all income and take on debt. Hooray. We could go with a more economical apartment ($2200), rather than a house… but I think I am going to have a hard time convincing the Guy – he’s in love.
The Guy never likes it initially when I am his voice of budget reason (recall last night, when I forced him to go to the value grocery store vs. the convenient luxury grocery store), but later (when he realized the value store saved us $25) he appreciates it. So I will keep testing the boundaries of being prudent without losing all levels of desirability.
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