Recently, in a comment-exchange with Well-Heeled, I realized how valuable it would be for me to have an annual savings goal in addition to my monthly goals. I do think it would help me keep a longer-term, broader perspective beyond all the ups and downs and surprises from month to month.
Admitting that my whole financial world will be changing next year when I take out enormous loans to go back to school, I think this will be a realistic goal for now until next August – so most of 2008. In reality, my goals on the sidebars are really more like my financial “to-do” list.
My net worth has gone up $7,000 over the past year, since I started tracking. So my “most of 2009” goal should be to increase it the same amount in 3 months less time. Should be kind of interesting in the current market, but not entirely unrealistic...
2009 Annual Goal: Increase Net Worth to $46K
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